Performance Upgrades Financing

Unlock your vehicle's hidden potential with performance modifications. From bolt-on upgrades to comprehensive builds, Tresl helps you finance the horsepower and handling improvements you've been dreaming about.

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💨 Cold Air Intake
🔥 Exhaust Systems
⚡ ECU Tuning
🏎️ Suspension
5-50+ HPBolt-On Gains
$200-$5,000Upgrade Range
10-30%Potential Improvement
7.99%APR Starting Rate

Popular Performance Upgrades

Each modification addresses a specific restriction in your engine's ability to make power.

💨

Cold Air Intake

+5-20 HP | Better throttle response

Replaces restrictive factory airbox with high-flow filter and larger diameter tubing. Draws cooler air from outside the engine bay. Cooler air is denser, containing more oxygen for combustion. Gains vary by vehicle—turbocharged engines see larger improvements.

Budget CAI (K&N, Spectre)$150-$250
Premium CAI (AEM, Injen)$250-$400
Installation$50-$100
🔥

Performance Exhaust

+5-25 HP | Aggressive sound

Larger diameter piping and less restrictive mufflers allow exhaust gases to exit faster. Reduces backpressure, letting the engine breathe more efficiently. Cat-back systems (after catalytic converter) are emissions-legal in most areas.

Axle-back (muffler only)$300-$600
Cat-back system$500-$1,500
Headers + cat-back$1,000-$2,500

ECU Tuning

+10-50 HP | Optimized fuel/timing

Reprograms engine computer to optimize fuel delivery, ignition timing, and boost pressure (turbo cars). Factory tunes are conservative for reliability across all conditions. Tuning extracts power while maintaining safe parameters.

Handheld tuner (Cobb, SCT)$400-$700
Custom dyno tune$400-$800
Flash tune + parts$500-$1,000
🏎️

Suspension Upgrades

Better handling | Lower stance

Lowering springs, coilovers, and sway bars improve handling by reducing body roll and lowering center of gravity. Adjustable coilovers allow fine-tuning of ride height and damping. Quality matters—cheap kits ride poorly.

Lowering springs$200-$400
Coilover kit (entry)$800-$1,200
Coilover kit (premium)$1,500-$3,000
🌡️

Intercooler Upgrade

+10-30 HP (turbo only)

Larger intercooler cools compressed air from turbo more effectively. Cooler intake temps mean denser air charge and more power, especially in repeated pulls or hot weather. Essential for higher boost levels.

Front-mount intercooler$500-$1,200
Top-mount upgrade$400-$900
Installation$200-$500
⬇️

Downpipe (Turbo)

+15-40 HP | Faster spool

Replaces restrictive factory downpipe with larger diameter pipe. Reduces exhaust backpressure at turbo outlet, allowing faster spool-up and more top-end power. High-flow catalytic options available for emissions compliance.

Catted downpipe$300-$700
Catless downpipe$200-$500
Installation + tune$300-$600

Upgrade Stages

Typical progression of modifications for turbocharged vehicles.

Common Build Stages (Turbo Vehicles)

Stage 1

+20-50 HP
  • ECU tune only
  • No hardware changes required
  • Increased boost pressure
  • Optimized timing/fuel
  • Reversible to stock
Total Cost$400-$700

Stage 2

+50-100 HP
  • Stage 1 tune
  • Downpipe upgrade
  • Cold air intake
  • Intercooler (some cars)
  • Revised tune for mods
Total Cost$1,500-$3,000

Stage 3+

+100-200+ HP
  • Larger turbo or hybrid
  • Upgraded fuel system
  • Full exhaust system
  • Supporting mods
  • Custom dyno tune required
Total Cost$4,000-$10,000+

⚠️ Warranty & Emissions Considerations

Performance modifications may void portions of your factory warranty. Dealers can deny warranty claims if they determine a modification caused the failure. Additionally, some modifications (catless exhaust, deleted emissions equipment) are illegal for street use and will fail emissions testing. Research your local laws before modifying.

Finance Your Performance Build

Why Finance Performance Mods?

Quality performance parts aren't cheap, and proper installation adds cost. Rather than buying budget parts that underperform or installing yourself without proper tools, financing lets you do the build right the first time.

  • Borrow $500-$5,000 – From bolt-ons to full builds
  • APR from 7.99% – Competitive rates
  • 24-hour decisions – Fast approval
  • Use any shop – Choose your tuner

Sample Monthly Payments

Amount12 Mo24 Mo
$1,000$89/mo$47/mo
$2,000$179/mo$95/mo
$3,500$312/mo$166/mo
$5,000$446/mo$236/mo

*Estimated at 12.99% APR

Performance Upgrade FAQs

Will modifications void my warranty?
Potentially, but not entirely. Under the Magnuson-Moss Act, dealers must prove a modification caused a specific failure to deny warranty. A cold air intake won't void your transmission warranty, for example. However, engine damage on a tuned car likely won't be covered. Extended warranties may have stricter terms.
What's the best first mod?
For turbocharged cars, an ECU tune offers the best power-per-dollar without touching hardware. For naturally aspirated cars, a cold air intake and exhaust provide modest gains with better sound. Suspension upgrades (if handling matters) give the most noticeable improvement in driving feel.
Do I need a tune after bolt-ons?
For simple bolt-ons (intake, exhaust) on most naturally aspirated cars, no—the ECU adapts. However, you're leaving power on the table. For turbo cars, especially after downpipe installation, a tune is essential to take advantage of the hardware and ensure safe operation.
Are performance mods bad for reliability?
Quality parts with proper installation and tuning can be perfectly reliable for daily driving. Problems arise from poor tuning, cheap parts, or pushing limits the drivetrain can't handle. A Stage 1 tune on a healthy engine is generally very reliable. Aggressive Stage 3 builds require more attention.
Will mods affect my insurance?
Technically, you should disclose modifications. Most insurers don't ask about bolt-on mods, and undisclosed mods may not affect coverage for unrelated claims. However, if your modified car is totaled, you may not be compensated for the modifications. Specialty insurers like Hagerty cover modified vehicles appropriately.

Unlock Your Car's Potential

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