Body Panel Replacement Financing

When collision damage is too severe for repair, panel replacement is often the best solution. Tresl offers affordable financing for fenders, doors, hoods, quarter panels, and more—helping you restore your vehicle to pre-accident condition.

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🚗 Fenders

🚪 Doors

🔧 Hoods

📐 Quarter Panels

Common Panel Replacements

Different panels have different costs based on complexity, part availability, and labor requirements.

Front Fender

$400-$1,200

Bolts on—easier to replace
Common collision damage area
Many aftermarket options
1-2 hours labor typical
Paint matching required

Door Shell

$500-$1,500

Includes outer skin only
Internals transferred from old door
Window, handle reused
2-4 hours labor typical
Color match critical

Complete Door

$800-$2,500

Full door assembly
Includes glass, mechanisms
May need color match paint
Electronics transfer needed
Faster than shell swap

Hood

$400-$1,800

Large visible panel
Aluminum hoods cost more
Easy bolt-on replacement
1-2 hours labor
Full repaint usually needed

Quarter Panel

$1,000-$3,000+

Welded to body—complex
Requires cutting/welding
Most labor-intensive
6-10 hours labor typical
Often partial replacement

Rocker Panel

$800-$2,000

Structural component
Common rust area
Welding required
4-8 hours labor
Safety-critical repair

New vs Used vs Aftermarket Panels

Your choice of parts significantly affects cost and quality.

🏭 OEM New Parts

Exact factory fit guaranteed
Same materials and thickness
Full manufacturer warranty
Best for newer/luxury vehicles
Most expensive option (100%)
May have longer wait times

♻️ Used OEM Parts

Same quality as new OEM
40-60% less than new
May come pre-painted
Eco-friendly choice
Limited color availability
Unknown history
May have minor wear

🔧 Aftermarket New

30-50% less than OEM
Widely available
Good for older vehicles
Fit may require adjustment
Quality varies by brand
May rust faster
Thinner metal sometimes

🎯 Certified Aftermarket

Tested to OEM standards
Better fit than generic
Often with warranty
Good middle ground
Still not quite OEM fit
20-40% less than OEM

💡 Insurance & Part Choice

Insurance companies often require aftermarket or used parts to keep costs down. You can usually pay the difference for OEM parts if you prefer. For newer vehicles under warranty, request OEM to avoid warranty issues.

Panel Replacement Cost Breakdown

Total cost includes the panel, paint, and labor.

Panel Type	Part Cost (OEM)	Paint Cost	Labor Cost	Total Range
Front Fender	$150-$600	$200-$400	$100-$200	$450-$1,200
Door (shell only)	$200-$800	$250-$450	$150-$300	$600-$1,550
Hood	$200-$1,000	$300-$500	$75-$150	$575-$1,650
Trunk Lid	$200-$800	$300-$500	$100-$200	$600-$1,500
Quarter Panel	$300-$1,200	$400-$600	$400-$800	$1,100-$2,600
Rocker Panel	$200-$600	$300-$500	$300-$600	$800-$1,700

⚠️ When Repair is Better Than Replace

Minor to moderate dents and damage can often be repaired for less than replacement. A skilled body tech can repair panels that appear severely damaged. Get quotes for both repair and replacement before deciding.

The Panel Replacement Process

Bolt-On Panels (fenders, doors, hoods): These are the easiest to replace. The old panel is unbolted, the new one is installed, aligned, and then painted to match. This typically takes 1-2 days including paint cure time.

Welded Panels (quarter panels, rockers): These require cutting out the damaged section and welding in the new panel. This is more labor-intensive and requires seam sealing, rust proofing, and careful alignment. Expect 3-5 days for this type of repair.

Partial vs Full Replacement: Sometimes only a portion of a panel needs replacing. For quarter panels especially, cutting out just the damaged section and welding in a patch can save significant cost compared to full replacement.

Finance Your Panel Replacement

Why Finance with Tresl?

✓ Borrow $500-$5,000 – Cover single or multiple panels
✓ APR from 7.99% – Competitive rates
✓ 24-hour decisions – Fast approval
✓ Cover insurance deductibles – Don't wait to fix damage
✓ Use any body shop – Your choice of repair facility

Sample Monthly Payments

Amount	24 Mo	36 Mo
$1,000	$47/mo	$34/mo
$2,000	$95/mo	$67/mo
$3,500	$166/mo	$117/mo
$5,000	$237/mo	$168/mo

*Estimated at 12.99% APR

Panel Replacement FAQs

Should I use OEM or aftermarket panels?

For newer vehicles (under 5 years), OEM or certified aftermarket is recommended for best fit. For older vehicles, quality aftermarket panels often provide good value. Avoid the cheapest aftermarket options as fit issues can increase labor costs.

Will a replaced panel affect my car's value?

A properly replaced and painted panel shouldn't significantly affect value if the work is quality. However, body work does appear on vehicle history reports, which some buyers factor in. Quality repairs minimize any value impact.

How long does panel replacement take?

Bolt-on panels (fenders, hoods, doors) typically take 1-2 days including paint. Welded panels like quarter panels take 3-5 days due to the cutting, welding, and finishing work required.

Can I see the color match before full paint?

Yes! Ask your body shop for a spray-out card. They'll spray your paint code on a card so you can verify the match before painting the actual panel. This catches any color issues early.