Brake Pads & Rotors Financing

Your brakes are your vehicle's most critical safety system. When pads wear thin or rotors warp, stopping power suffers. Tresl helps you finance quality brake components so you never have to compromise on safety.

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🔴 Ceramic Pads
⚙️ Drilled Rotors
🏎️ Performance Brakes
🔧 OEM Quality
$300-$800Per Axle (Pads + Rotors)
30,000-70,000Miles Pad Lifespan
2-3 HoursTypical Installation
7.99%APR Starting Rate

Types of Brake Pads

Brake pad material significantly affects performance, noise, dust, and longevity. Choose based on your driving style.

Organic/NAO Pads

$25-$60 per axle
Stopping Power
Longevity
Quietness
Low Dust
Rotor Wear

Best for: Light daily driving, quiet operation priority, older vehicles

Semi-Metallic Pads

$35-$80 per axle
Stopping Power
Longevity
Quietness
Low Dust
Rotor Wear

Best for: Heavy vehicles, towing, aggressive driving, maximum stopping power

Ceramic Pads

$50-$120 per axle
Stopping Power
Longevity
Quietness
Low Dust
Rotor Wear

Best for: Most modern vehicles, clean wheels, long pad life, quiet operation

💡 Ceramic is Usually Best for Daily Drivers

Ceramic pads offer the best balance for most drivers: excellent stopping power, very quiet, minimal brake dust (keeping wheels clean), and longest lifespan. The higher upfront cost is offset by reduced replacement frequency.

Types of Brake Rotors

Rotors come in different designs for different applications. Most drivers do fine with standard rotors.

Smooth/Blank Rotors

Standard OEM-style rotors. Best for daily driving, quiet operation, longest life.

$40-$100 each
🔘

Drilled Rotors

Holes for heat/gas dissipation. Better wet performance, looks sporty. Can crack under extreme use.

$60-$150 each
〰️

Slotted Rotors

Grooves wipe away gas/debris. Better for heavy-duty use. Slightly noisier, more pad wear.

$70-$160 each

Drilled & Slotted

Combines both features. Popular for performance look. Best cooling but shortest life.

$80-$180 each

Warning Signs Your Brakes Need Service

Don't ignore these symptoms—brake problems get worse (and more expensive) over time.

🔊
Squealing or Squeaking

High-pitched noise when braking usually means pads are worn to the wear indicator—a small metal tab that contacts the rotor when pads get thin. This is your warning to replace pads soon.

⚙️
Grinding Metal Sound

Grinding means pads are completely worn and metal backing plate is contacting the rotor. This damages rotors rapidly and is dangerous. Stop driving and replace immediately.

📳
Vibration When Braking

Pulsation in the brake pedal or steering wheel indicates warped rotors. Heat cycles from aggressive braking cause this. Rotors may be resurfaced if thick enough, or need replacement.

↘️
Soft or Spongy Pedal

If the brake pedal goes further than normal or feels mushy, there may be air in the brake lines, low fluid, or worn components. This affects stopping power—have it inspected.

↔️
Pulling to One Side

If the car pulls left or right when braking, one brake may be grabbing more than the other. Could be a stuck caliper, uneven pad wear, or hydraulic issue.

⚠️
Brake Warning Light

Dashboard brake light can indicate low fluid, engaged parking brake, or ABS issue. Check fluid level first. If light stays on, have the system inspected.

🚨 Don't Delay Brake Repairs

Worn brakes are dangerous and get more expensive to fix. Driving on metal-to-metal brakes destroys rotors ($100-$200 each), and can damage calipers ($150-$400 each). A $200 pad job can become a $1,000 repair if ignored.

Brake Job Pricing Guide

Costs vary by vehicle and component quality. Here's what to expect.

ServiceEconomy PartsQuality PartsPremium/Performance
Front Pads Only$100-$150$150-$250$250-$400
Rear Pads Only$100-$150$150-$250$250-$400
Front Pads + Rotors$250-$350$350-$500$500-$800
Rear Pads + Rotors$250-$350$350-$500$500-$800
All Four Corners$500-$700$700-$1,000$1,000-$1,600
Caliper Replacement$150-$300$200-$400$300-$600

*Prices include parts and labor. Luxury/European vehicles typically cost 20-50% more.

Finance Your Brake Job with Tresl

Why Finance Brakes?

Brakes are safety equipment—not something to defer or do cheaply. Financing lets you afford quality parts and professional installation now.

  • Borrow $500-$5,000 – Cover complete brake system if needed
  • APR from 7.99% – Competitive rates
  • 12-48 month terms – Flexible payments
  • 24-hour decisions – Fast approval
  • Use any shop – Dealer, independent, or chains

Sample Monthly Payments

Brake Job 12 Mo 24 Mo
$500$45/mo$24/mo
$800$71/mo$38/mo
$1,200$107/mo$57/mo
$1,600$143/mo$76/mo

*Estimated at 12.99% APR

Brake Service FAQs

How often should brakes be replaced?
Brake pads typically last 30,000-70,000 miles depending on driving style, vehicle weight, and pad material. City driving with frequent stops wears pads faster than highway driving. Rotors usually last 50,000-70,000 miles but may need replacement sooner if warped.
Do I have to replace rotors with pads?
Not always. If rotors are thick enough and not warped, they can be resurfaced (machined smooth) and reused. However, if rotors are at or below minimum thickness, or warped beyond specs, they must be replaced. Many shops recommend replacing rotors with pads for best performance.
Should I replace front and rear brakes together?
Not necessarily. Front brakes do 60-70% of the stopping work and wear faster. It's common to replace fronts 2-3 times for every rear brake job. Replace them based on wear, not together arbitrarily.
Why do new brakes squeak?
New pads need a "break-in" period (called bedding) where the pad material transfers to the rotor surface. Some squeaking during the first few hundred miles is normal. Persistent squeaking may indicate improper installation, poor-quality parts, or missing anti-squeal hardware.
Are ceramic pads worth the extra cost?
For most drivers, yes. Ceramic pads last longer, produce less dust (keeping wheels cleaner), and are quieter. They cost $20-60 more per axle but can last 50% longer. The dust reduction alone is worth it for cars with nice wheels.

Don't Compromise on Brake Safety

Your brakes protect you and everyone around you. Get approved for financing in minutes.

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